In 2025, Singaporeans continue to lead fast-paced lifestyles, juggling travel, dining, shopping, and daily essentials — all while looking for ways to stretch every dollar.
With so many credit cards on the market, finding one that truly fits your needs can feel overwhelming. Whether you’re a frequent flyer chasing miles, a foodie who loves dining perks, or a savvy shopper maximizing cashback, there’s a card tailored just for you.
Here’s a curated list of the 8 best credit cards in Singapore this year to help you get the most out of every swipe.
1️⃣OCBC 365 Credit Card
Ideal for families and daily spenders. Enjoy up to 6% cashback on dining and online food delivery, 3% on groceries, and 5% on fuel. This card keeps your everyday essentials covered with generous rebates. See how this card rewards your habit.
2️⃣DBS Altitude Visa Signature Card
Perfect for travel lovers, the DBS Altitude offers 1.3 miles per S$1 local spend and 2.2 miles for overseas spend. Plus, enjoy complimentary airport lounge access and travel insurance — making every getaway smoother and more rewarding. Check it out here.
3️⃣UOB EVOL Card
Perfect for the savvy digital spender. Earn up to 8% cashback on online and mobile contactless transactions, including popular categories like food delivery, streaming, and shopping — just meet the minimum spend and eligible transaction types each month to enjoy the perks. Wait till you see what 8% really means.
4️⃣ Citi PremierMiles Card
A go-to for frequent flyers, this card gives 1.2 miles per S$1 local spend and 2 miles overseas, with no expiry on miles. Additional perks include travel insurance coverage and access to Citi World Privileges globally. Find out what other users love about this.
5️⃣ HSBC Revolution Credit Card
Perfect for young professionals and digital spenders. Earn 10X reward points (equivalent to 4 miles per S$1) on online and contactless spending. No minimum spend required, making it super flexible. Tap, spend, repeat – discover the trick.
6️⃣ American Express True Cashback Card
For those who want simple, fuss-free cashback. Enjoy 1.5% unlimited cashback on all purchases, plus a bonus 3% cashback for the first 6 months (up to a cap). No categories or conditions — just pure cashback simplicity.
7️⃣ Maybank Family & Friends Card
A favourite among families and lifestyle spenders. Earn up to 8% cashback on groceries, dining, transport, and even telco bills. Choose from different categories to suit your personal spending habits. Unlock the 8% cashback.
8️⃣ Standard Chartered Smart Credit Card
Great for the tech-savvy and trendsetters. Get 6% cashback on fast food, streaming services, and selected online merchants, with no annual fee in perpetuity — a solid choice for modern lifestyles. This card is trending — here’s why.
Choose the card that fits your lifestyle
Selecting the right credit card isn’t just about collecting perks — it’s about complementing your lifestyle and maximizing your hard-earned money. With these top 8 cards for 2025, you’ll find options that cater to every preference, from travel rewards to everyday cashback. Before applying, always review the fine print and evaluate your spending patterns to ensure you pick the best fit.
Ready to make every swipe more rewarding? Start exploring these cards today and unlock the perks that truly matter to you.
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