“In Singapore, You Can Die, But You Cannot Be Sick”: A Closer Look at the Cost of Mental Health Care
A recent post by a netizen, adjustinrn, on Lemon8 social media has struck a chord with many, garnering over 500 likes and several comments from those who can relate. She shared her experience of spending $15,215 in a year on her journey through depression, highlighting the financial burden of mental health care in Singapore.
The headline “In Singapore, you can die but you cannot be sick” caught our editors’ attention, raising questions about the accessibility and affordability of healthcare in Singapore. Can the cost be minimized? Let’s delve into this pressing issue.
Netizen adjustinrn’s Story: A Glimpse into the Financial Toll of Mental Health Care
Adjustinrn’s post sheds light on the high costs of mental health services, particularly in the private sector, due to the limitations and delays in public healthcare. She recounts her struggles:
“When I was having a very difficult time, the public healthcare failed me – I could only get an appointment with a psychiatrist after 2 weeks despite presenting at the emergency department. If I hadn’t been admitted, the first appointment would have needed a 3-month wait. To see a psychologist, I needed a referral from the psychiatrist. Honestly, at that time, I was not sure if I would be able to make it to see them.”
Thanks to her support system and a well-paying job, she managed to seek help privately, although the costs were a significant concern. She provides a breakdown of the expenses for psychiatric and psychological care, which includes:
- Psychiatrist Consultations: $155.52 for 15 minutes or $315 for 45 minutes.
- Psychologist Sessions: $200–$256.15 per hour.
- Medications: Varying from $0.17 to $3 per tablet, depending on the drug.
Despite the high costs, she emphasizes the importance of these services and the progress she made after more than six months of weekly therapy.
Breaking Down the Costs
Adjustinrn details the annual costs of managing depression through private care:
- Medications: Approximately $3 per day, totaling $1,095 per year.
- Therapy: Weekly sessions at $256.15 each, totaling around $13,320 per year.
- Psychiatrist Consultations: $200 every three months, totaling $800 per year.
This brings her total annual expenses to about $15,215, equating to $1,267 per month or $41.70 per day.
The High Cost of Healing
This story underscores the financial burden many face when seeking mental health care in Singapore, especially when public healthcare systems fall short. While private care offers timely support, it comes at a steep price.
As we continue to navigate these challenges, it’s crucial to explore ways to reduce costs and improve accessibility to mental health services. For those struggling, understanding these financial implications is the first step toward seeking help and fostering a supportive dialogue on mental health care affordability in Singapore.
Understanding the Costs of Mental Health Care
Mental health care in Singapore, although essential, often comes with a hefty price tag. For those who require professional help, the financial burden can be overwhelming. Let’s break down the major costs associated with mental health treatment in Singapore.
- Consultation Fees:
- Public Sector: General practitioner (GP) visits or polyclinic consultations are more affordable options, often offering basic mental health assessments and referrals to specialists. However, these referrals can lead to waiting times and additional fees for specialists in public hospitals.
- Private Sector: Private clinics and specialists offer more immediate consultations, but at a higher cost. Initial consultations with psychiatrists in private settings typically range from SGD 150 to SGD 500 per session.
- Therapy Sessions:
- Public Sector: Public hospitals and community centers offer subsidized mental health services, which help lower the cost of therapy. However, waitlists can sometimes be long.
- Private Sector: Private psychologists and therapists charge fees ranging from SGD 100 to SGD 300 per session, depending on experience and specialization.
- Medication:
- Mental health medications can also be costly, particularly if they are not covered by subsidies. While public healthcare provides subsidies on medications for those who meet eligibility requirements, private prescriptions tend to be more expensive.
Ways to Save on Mental Health Care
While mental health care may seem expensive, there are options available to ease the financial burden:
- Government Subsidies and Schemes:
Singapore citizens and Permanent Residents can benefit from healthcare subsidies in the public sector. The Community Health Assist Scheme (CHAS) and MediSave can help reduce consultation and medication costs, making care more affordable. - Employer Assistance Programs (EAP):
Many employers in Singapore offer Employee Assistance Programs, which provide confidential counseling and mental health services. These programs can offer significant savings, especially if therapy sessions or consultations are covered by the employer. - Non-Profit Organizations:
There are also various non-profit organizations in Singapore that offer counseling and mental health support services at lower or no cost. Silver Ribbon and the Samaritans of Singapore are two examples of such organizations that can provide accessible mental health care to those in need. - Insurance Coverage:
Some health insurance policies in Singapore include coverage for mental health services. Check your insurance plan to see if consultations with psychiatrists or psychologists, as well as medication, are covered. This can significantly reduce out-of-pocket expenses.
Getting Treated Without Breaking the Bank
- Consult Your GP:
If you’re experiencing mental health challenges, your general practitioner (GP) can help assess your condition and refer you to more specialized care if needed. This is a more cost-effective first step compared to jumping directly to a specialist. - Telehealth and Online Therapy:
Telehealth platforms have gained popularity in recent years, offering more affordable therapy options. Many licensed therapists offer online consultations at reduced rates, making therapy more accessible and convenient. - Community Support and Resources:
Community centers, support groups, and helplines can provide free emotional support and mental health resources. These options can be a great way to supplement professional care while navigating mental health challenges.
Conclusion
While mental health care in Singapore can be costly, it’s important to know that there are affordable alternatives and resources available. By leveraging government schemes, insurance benefits, and community support services, individuals can find accessible ways to seek treatment without the financial strain. The key is to recognize the costs, explore all available options, and take the necessary steps to prioritize mental health—without breaking the bank.
Take time and care for your mental health to heal from psychological hurt. Understanding and acceptance of our feelings help us balance our emotional wellness.
Join us as we share related topics for you to know what’s behind the science of what’s going on with your emotions, click here.
(Credits: Pixabay)
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