Singapore's Best Citibank Credit Cards 2023

To get the best rewards and benefits, it is normal to compare and find the best credit cards. A wide range of rewards and benefits are offered by Citibank credit cards, as described in this post. Depending on your spending habits, you can choose the credit card with the best features.

When comparing credit cards, it’s important to consider factors such as annual fees, interest rates, rewards programs, and other benefits like sign-up bonuses and introductory offers. It is also important to read the terms and conditions of the credit card, including any limitations or exclusions regarding rewards redemption.

The “best” credit card for you will depend on your spending habits, finances, and preferences. Here, we’ve compiled for you Singapore’s Best Citibank Credit Cards 2023:

Name of card	Type of card	Reasons to get this card	Annual fee
Citi Cash Back Card Apply Now	Cashback	Enjoy 8% cashback on: – Groceries – Petrol Enjoy 6% cashback on dining Note: Min. spending of S$800 required to earn bonus cashback, cashback capped at S$80 per month Read our full review of this card here.	S$194.40 (First year waived)
Citi Cash Back+ Card Apply Now	Cashback	– Get 1.6% cashback all spend – No min. spend required – No cap Read our full review of this card here.	S$194.40 (First year waived)
Citi PremierMiles Card Apply Now	Miles	– 1.2mpd for local spend – 2mpd for overseas spend – 2 complimentary visits every year to airport lounges worldwide – 37,300 or 10,000 welcome miles promotion available Read our full review of this card here.	S$194.40 (First year waived)
Citi Prestige Card	Miles	– 1.3mpd for local spend – Unlimited complimentary access to hundreds of airport lounges – 8 complimentary one-way airport limousine transfers – 6 complimentary golf games Min. annual income of S$120,000 required	S$535
Citi Rewards Card Apply Now	Rewards/Miles	Earn 10X Rewards (4 miles) on: – Online and retail purchases – Rides with Grab, ComfortDelGro, Gojek etc. – Online food delivery – Online groceries Read our full review of this card here.	S$194.40 (First year waived)

Receive an Apple iPad 9th Gen Wifi 64GB (worth S$503.65) or a Nintendo Switch (worth S$469) or a Dyson V8 Slim Fluffy™ (worth S$509) or S$300 cash via PayNow when you activate and make a min. spend of S$500 within 30 days of card approval. Valid till 17 May 2023. T&Cs apply.
Plus, enjoy up to 2% cashback on all qualifying spend and up to S$450 cash when you apply for the Citi Cash Back+ card and join Citi Plus. T&Cs apply.

Brand	Promotion details	Expiry
Ryan’s Grocery	– 10% off with min. S$180 spend Promo code: RGCITI10 – 5% off with min. S$150 spend Promo code: RGCITI5	30 Sep 2023 Details here
GrabFood and GrabMart	– S$5 off with min. spend S$20 on GrabFood or GrabMart Promo Code: CITI5 – S$10 off with min. spend S$50 on GrabFood or GrabMart Promo Code: CITI10	30 Jun 2023 Details here
Foodpanda	New-to-Foodpanda delivery – S$10 off min. S$15 spend on first order Promo code: CITI23NEW Foodpanda delivery – S$7 off min. S$40 spend Promo code: CITIXXX7 (where XXX refers to first 3 letters of the month) – S$12 off min. S$60 spend Promo code: CITIXXX12 (where XXX refers to first 3 letters of the month) Foodpanda pick-up – S$5 off min. S$30 spend Promo code: CITXXXPU (where XXX refers to first 3 letters of the month) Foodpanda shops – S$6 off min. S$35 spend Promo code: CITISPXXX (where XXX refers to first 3 letters of the month) Pandamart – S$12 off min. S$60 spend Promo code: CITIPMXXX (where XXX refers to first 3 letters of the month)	18 Jun 2023 Details here
Deliveroo	New customers S$8 off min. S$20 spend Promo code: CITINEW23 Existing customers S$7 off min. S$25 spend Promo code: CITI7XXX (where XXX refers to first 3 letters of the month)	30 Jun 2023 Details here
WhyQ	New customers S$6 off min. S$30 spend Promo code: CITINEW Existing customers 12% off min. S$30 spend Promo code: CITIXWHYQ	31 Dec 2023 Details here
Rempapa	15% off min. spend S$150 on total bill	31 Dec 2023 Details here
Tim Ho Wan	S$5 return voucher with any spend, redeemable on next order with min. S$55 spend	29 Feb 2024 Details here
La Taperia	S$35 off with min. S$250 spend	31 Dec 2023 Details here
Prego	20% off total food bill	30 Dec 2023 Details here
Canton Paradise	S$10 return voucher (no min. spend) at participating Paradise Group of Restaurants	31 Dec 2023 Details here
Crossroads Cafe	20% off total food bill	31 Dec 2023 Details here
Pan Pacific Hotels Group	15% off on food orders only at participating restaurants	31 Dec 2023 Details here
Peppermint	15% off on food orders only	31 Dec 2023 Details here
Hook Coffee @ Lau Pa Sat	10% off total food bill	31 May 2023 Details here
Haidilao Hot Pot	Complimentary Meat and Chive Dumplings dish (full portion) with min. S$150 spend	31 May 2023 Details here
Beauty In The Pot	S$10 return voucher with any spend	31 Dec 2023 Details here
IPPUDO	Takeaway only: S$6 off min. S$50 spend Dine-in only: Complimentary 10pc Gyoza with min. S$70 spend	31 Dec 2023 Details here & here
Tamago-EN	Complimentary Strawberry Tofu Cheesecake (worth S$7.50) with min. S$60 spend per receipt	31 Dec 2023 Details here
Den Ajisen Menya Musashi Afuri Yakiniku Shokudo Ramen Ichiro Tokyo Shokudo Osaka Ohsho Hototogisu Ramen	Receive S$5 return voucher (no min. spend) at any participating restaurant under Japan Food Holding	31 Dec 2023 Details hereNote: Min. S$50 spend required to redeem voucher during next visit
Kenny Rogers Roasters	S$5 off min. S$50 spend	31 Aug 2023 Details here
Delifrance	10% off total bill min. S$20 spend in-stores	31 Dec 2023 Details here
Tomo Izakaya	10% off with min. S$80 spend	30 Apr 2024 Details here
USHIO Sukiyaki & Sake Bar	S$6 off min. S$60 spend on both dine-ins and takeaways	31 Dec 2023 Details here
DeliFrance	1-for-1 sandwiches from Premium and Signature categories	31 May 2023 Details here
Swensen’s	Receive S$10 return voucher (no min. spend)	30 Dec 2023 Details hereNote: Min. S$40 spend required to redeem voucher during next visit
Fufu Pot	S$5 off min. S$50 spend	31 Dec 2023 Details here
Coffee Lounge, Goodwood Park Hotel	1-for-1 durian platter – 1pc D24 Puff – 1 scoop of D24 ice cream – 1 slice of D24 Pandan Coconut Gula Melaka Cake	31 May 2023 Details here
Hook Coffee	– S$8 off with no min. spend Promo code: CITI8 – 15% off with no min. spend Promo code: CITI15 – 50% off first online subscription order Promo code: CITI50	31 May 2023 Details here
Canton Paradise	S$10 return voucher with any spend	31 Dec 2023 Details here
Chatterbox	10% off total bill	31 Dec 2023 Details here
Peach Blossoms, PARKROYAL COLLECTION Marina Bay	15% off savings on food only	31 Dec 2023 Details here

Brand	Promotion details	Expiry
Ban Leong Technologies Limited	15% off storewide + free shipping (excluding B-stock sales and Nvidia products) Promo code: CITIXXXXXX (XXXXXX refers to first 6 digits of the Citi card number)	31 Aug 2023 Details here
Lazada	Lazada Citi Tuesdays S$5 off min. S$60 spendLazada Electronics S$5 off min. S$60 spend on electronicsLazMall* S$4 off min. S$60 spend for Citi Mastercard members	31 Dec 2023 *31 May 2023
Shopee	New-to-Shopee Customer S$12 off min. S$20 spend Promo code: CITI12NEWCiti Weekday Sale S$6 off min. S$70 spend every weekday Limited redemptions availableCiti Sunday Offer S$6 off min. S$80 spend every Sunday Limited redemptions every Sunday	30 Jun 2023
Taobao	Citi Wednesdays Offer S$10 off min. S$100 spend	27 Sep 2023 Details hereLimited redemptions available
RedMart	Existing Redmart Customers S$8 off min. S$150 spendRedmart Citi Thursdays S$12 off min. S$160 spend	30 Jun 2023
BEDANDBASICS	– 5% off min. S$500 spend Promo code: CITI5OFF – 10% off min. S$1,500 spend Promo code: CITI10OFF	31 Dec 2023 Details here
Star Living	Silver tier: Extra 5% off with min. S$5,000 spend Gold tier: Extra 8% off with min. S$8,000 spend Platinum tier: Extra 10% off with min. S$10,000 spend	31 Oct 2023 Details here
Zalora	15% off + 5% cashback on min. S$90 spend, capped at S$50	31 Dec 2023 Details here
The Thread Theory	10% off min. S$60 spend Promo code: CITIXXXXXX (XXXXXX refers to first 6 digits of the Citi card number)	31 Dec 2023 Details here
The Closet Lover	New-to-TCL users – 15% off min. S$25 spend on order Promo code: TCLXMC15Existing TCL users- 10% off min. S$25 spend on order Promo code: TCLXMC10	14 Aug 2023 Details hereOnly valid Citi Mastercards are acceptedNot applicable to sale items
LeChic	15% off min. S$75 spend Promo code: CITILCXXXXXX (XXXXXX refers to first 6 digits of the Citi Card number)	31 Dec 2023 Details here
Beyond The Vines	10% off regular-priced items online with min. S$100 spend Promo code: CITITENXXXXXX (XXXXXX refers to first 6 digits of the Citi Card number)	31 Dec 2023 Details here
In Good Company	10% off on regular-priced items online Promo code: CITIXXXXXX (XXXXXX refers to first 6 digits of the Citi Card number)	31 Mar 2023 Details here
Her Velvet Vase	10% off min. S$100 spend offline & online Promo code: CITIXXXXXX (XXXXXX refers to first 6 digits of the Citi Card number)	31 Dec 2023 Details here
Shein	10% off min. S$60 spend with Citi visa card Promo code: SHEINVISA	30 Sep 2023 Details here
Ohvola	10% off min. S$100 spend Promo code: CITI2023XXXXXX (XXXXXX refers to first 6 digits of the Citi Card number)	31 Dec 2023 Details here
Triumph	10% off min. S$100 spend on regular priced items Promo code: TRICITI10XXXXXX (XXXXXX refers to first 6 digits of Citi Card number)	31 May 2023 Details here
Robinsons Online	15% off min. S$100 spend Promo code: CITI15	30 Jun 2023 Details here
BeautyFresh	15% off with no min. spend Promo code: BFCITIXXXXXX (XXXXXXX refers to first 6 digits of the Citi Card number)	31 Dec 2023 Details here
Enfagrow A+ EnfaShop	New-to-Enfashop customers Extra 20% off with no min. spend, capped at S$200 Promo code: NEWCITI23Existing Enfashop customers Extra 12% off with min. S$320 spend, capped at S$200 Promo code: 12CITI23	31 Dec 2023 Details here
Pet Lovers Centre	– S$10 Welcome Voucher for new VIP Card sign-ups* – 3% off with min. S$15 spend on regular-priced items	31 Dec 2023 Details here*Only valid for use with min. S$60 spend in a single receip
De’Longhi	6% off on De’Longhi website with Citi visa card Promo code: DLSGVISA	30 Jun 2023 Details here
Jewel Coffee	Up to 20% off / Free Otis Milk or coffee capsules	30 Jun 2023 Details here
Roses Only	15% off flowers sitewide Promo code: CITIXXXXXX (XXXXXX refers to first 6 digits of the Citi Card number)	31 Dec 2023 Details here
FlowerAdvisor	New-to-FlowerAdvisor members S$15 off first purchase Existing FlowerAdvisor members 12% off sitewide purchases	31 Dec 2023 Details here
FarEastFlora	– 15% off regular-priced flowers, plants, and stands Promo code: CITI2023– 10% off regular-priced hampers and gifts Promo code: CITI2023	31 Dec 2023 Details here
HipVan	– 10% off min. S$500 spend Promo code: HVXCITI10 – 15% off min. S$1,000 spend Promo code: HVXCITI15	31 Dec 2023 Details here

For those who enjoy pampering themselves, whether on travel or beauty and wellness, you too can save as you spend! Consider the Citi PremierMiles Card, which allows you to earn up to 2/1.2 miles per S$1 on overseas/local spend.

Brand	Promotion details	Expiry
Rentalcars.com	10% off car rental bookings done with Citi Visa Cards	1 Apr 2026 Details here
Expedia	9% off hotel bookings Promo code: CITI9 S$15 off package Promo code: CITIP15	31 Dec 2023 Details here
Klook	S$10 off min. S$60 spend Limited redemptions available	30 Jun 2023 Details here
Booking.com	Up to 10% cashback on accommodation booking with Citi Mastercard	31 Dec 2023 Details here
Trip.com	Hotels S$50 off min. S$400 spendFlights (excluding airport taxes, service charges) – S$50 off min. S$400 spend – S$100 off min. S$800 spendLimited redemptions available	30 Jun 2023 Details here
CTC Travel	Up to S$50 off selected tours	31 Dec 2023 Details here
Agoda	18% off hotel bookings worldwide	30 Apr 2023 Details here
The Planet Traveller	10% off min. S$120 spend at Marina Square and Paragon outlets – Automatic membership upgrade from Silver to Gold tier of The Planet Traveller Membership with accumulated S$300 spend on any items (S$500 for other normal members)	31 Dec 2023 Details here
EVA Air	5% off regular airfares	31 Dec 2023 Details here
JTB	Up to S$300 off on selected Japan guided tour trips	31 Jul 2023 Details here
Emirates	For Mastercard members only – 10% off Flex Fares for Business and Economy Class cabins only – 5% off Saver Fares for Business and Economy Class cabins only Promo code: SGMAST1	31 Aug 2023 Details here
Booking.com	10% cashback on accommodation bookings with Citi Visa Card	31 Dec 2024 Details here
Capella Singapore	Regular Citi cardholders 10% off best available rate with complimentary breakfast for 2 paxCiti Ultima and Citi Prestige Cardholders – Welcome amenity: A bottle of wine – Early check-in and late check-out (subject to availability)	31 Dec 2023 Details here
Pan Pacific Hotels Group	Up to 15% off on best available rate Extra 10% off for Pan Pacific DISCOVERY members	31 Dec 2023 Details here
Grand Copthorne Waterfront Hotel	Exclusive wedding privileges: – S$100 off per table for dinner bookings only – Free flow beer & wine – 3D2N stay at Bridal Suite – One night’s anniversary stay	31 Dec 2023 Details here
Orchard Hotel Singapore	Exclusive wedding privileges: – 5% off – 3D2N stay at Bridal Suite	31 Dec 2023 Details here
Hotel Indigo, Singapore Katong	15% off bar with breakfast for 2 pax Complimentary breakfast for children under 5 years old	31 Dec 2023 Details here
Strip	10% off single services	31 Dec 2023 Details here
Browhaus	10% off single services	31 Dec 2023 Details here
Spa Esprit	10% off massages or facial services	31 Dec 2023 Details here

Brand	Promotion details	Expiry
Senoko Energy	Up to S$120 bill rebates with any Senoko Energy electricity plan sign-up	30 Jun 2023 Details here
Geneco	12-month plan: S$10 bill rebate 24-month plan: S$30 bill rebateGet additional S$20 bill rebate when signing up through a Geneco referral code	30 Jun 2023 Details here
Keppel Electric	12-month plan: S$10 bill rebate Promo code: CITI1024-month plan: S$30 bill rebate Promo code: CITI30	30 Jun 2023 Details here
Grand Copthorne Waterfront Hotel	S$100 discount per table (Dinner bookings only) Free flow beer & wine 2-night stay at Bridal Suite 1-night anniversary stay	31 Dec 2023 Details here
Orchard Hotel	5% discount 2-night stay in Bridal Suite	31 Dec 2023 Details here
One Farrer Hotel	Extra 1-night stay in Bridal Suite	2 Apr 2024 Details here
Sheraton Towers Singapore	Extra 1-night stay in Bridal Suite with breakfast for two + lounge access Free flow wine and beer for 3 hours	31 Dec 2023 Details here

Last but not least, if you’re looking to enjoy promotional fixed deposit rates of 3.48% p.a. (6 months) and 3.68% p.a. (3 months), with a minimum deposit amount of S$10,000 in fresh funds (capped at S$3 million). Check out Citigold here.

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(Credits: singsaver, mainly miles)

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