Singapore's Best Citibank Credit Cards 2023

To get the best rewards and benefits, it is normal to compare and find the best credit cards. A wide range of rewards and benefits are offered by Citibank credit cards, as described in this post. Depending on your spending habits, you can choose the credit card with the best features.

When comparing credit cards, it’s important to consider factors such as annual fees, interest rates, rewards programs, and other benefits like sign-up bonuses and introductory offers. It is also important to read the terms and conditions of the credit card, including any limitations or exclusions regarding rewards redemption.

The “best” credit card for you will depend on your spending habits, finances, and preferences. Here, we’ve compiled for you Singapore’s Best Citibank Credit Cards 2023:

Name of card	Type of card	Reasons to get this card	Annual fee
Citi Cash Back Card Apply Now	Cashback	Enjoy 8% cashback on: – Groceries – Petrol Enjoy 6% cashback on dining Note: Min. spending of S$800 required to earn bonus cashback, cashback capped at S$80 per month Read our full review of this card here.	S$194.40 (First year waived)
Citi Cash Back+ Card Apply Now	Cashback	– Get 1.6% cashback all spend – No min. spend required – No cap Read our full review of this card here.	S$194.40 (First year waived)
Citi PremierMiles Card Apply Now	Miles	– 1.2mpd for local spend – 2mpd for overseas spend – 2 complimentary visits every year to airport lounges worldwide – 37,300 or 10,000 welcome miles promotion available Read our full review of this card here.	S$194.40 (First year waived)
Citi Prestige Card	Miles	– 1.3mpd for local spend – Unlimited complimentary access to hundreds of airport lounges – 8 complimentary one-way airport limousine transfers – 6 complimentary golf games Min. annual income of S$120,000 required	S$535
Citi Rewards Card Apply Now	Rewards/Miles	Earn 10X Rewards (4 miles) on: – Online and retail purchases – Rides with Grab, ComfortDelGro, Gojek etc. – Online food delivery – Online groceries Read our full review of this card here.	S$194.40 (First year waived)

Promo Valid till: 21 March 2023
New Citibank card member: Receive 1x Dyson V8 Absolute™ or 1x Sony WH-1000XM5 or 1x Flujo Ayla Ergonomic Office Chair or S$300 cash via PayNow
What you need to do: Apply for one of participating Citibank credit cards above and make a min. spend of S$500 within 30 days of card approval. Terms and Conditions apply.

Brand	Promotion details	Expiry
Ryan’s Grocery	– 10% off with min. S$180 spend Promo code: RGCITI10 – 5% off with min. S$150 spend Promo code: RGCITI5	30 Sep 2023 Details here
GrabFood and GrabMart	– S$5 off with min. spend S$20 on GrabFood Promo Code: CITI5 – S$10 off with min. spend S$50 on GrabFood Promo Code: CITI10 – S$5 off with min. spend S$30 on GrabMart Promo code: CITIM5 – S$10 off with min. spend S$60 on GrabMart – Promo code: CITIM10	31 Mar 2023 Details here
Rempapa	15% off min. spend S$150 on total bill	31 Dec 2023 Details here
Godmama	15% off ala carte food bill	30 Apr 2023 Details here
Nalan	15% off ala carte food bill	30 Apr 2023 Details here
Prego	20% off total food bill	30 Dec 2023 Details here
Canton Paradise	S$10 return voucher (no min. spend) at participating Paradise Group of Restaurants	31 Dec 2023 Details here
Crossroads Cafe	20% off total food bill	31 Dec 2023 Details here
Pan Pacific Hotels Group	15% off on food orders only at participating restaurants	31 Dec 2023 Details here
Peppermint	15% off on food orders only	31 Dec 2023 Details here
Tiong Bahru Bakery	Receive S$8 return voucher on min. S$40 spend at participating outlets	28 Feb 2023 Details here
Haidilao Hot Pot	Complimentary Meat and Chive Dumplings dish (full portion) with min. S$150 spend	31 May 2023 Details here
IPPUDO	Takeaway only: S$6 off min. S$50 spend Dine-in only: Complimentary 10pc Gyoza with min. S$70 spend	31 Dec 2023 Details here & here
Tamago-EN	Complimentary Strawberry Tofu Cheesecake (worth S$7.50) with min. S$60 spend per receipt	31 Dec 2023 Details here
Den Ajisen Menya Musashi Afuri Yakiniku Shokudo Ramen Ichiro Tokyo Shokudo Osaka Ohsho Hototogisu Ramen	Receive S$5 return voucher (no min. spend) at any participating restaurant under Japan Food Holding	31 Dec 2023 Details here Note: Min. S$50 spend required to redeem voucher during next visit
Kenny Rogers Roasters	S$5 off min. S$50 spend	31 Aug 2023 Details here
Delifrance	10% off total bill min. S$20 spend in-stores	31 Dec 2023 Details here
Hemlig	15% off ala carte food bill	30 Apr 2023 Details here
COLLIN’S® Restaurants	10% off sub-total bill (capped at S$8) Valid for dine-in or takeaway	31 Mar 2023 Details here
8picure	15% off set menus	30 Apr 2023 Details here
Swensen’s	Receive S$10 return voucher (no min. spend)	30 Dec 2023 Details here Note: Min. S$40 spend required to redeem voucher during next visit
Fufu Pot	S$5 off min. S$50 spend	31 Dec 2023 Details here
Bali On The Cove	15% off ala carte food bill	30 Apr 2023 Details here
Hook Coffee	– S$8 off with no min. spend Promo code: CITI8 – 15% off with no min. spend Promo code: CITI15 – 50% off first online subscription order Promo code: CITI50	31 May 2023 Details here
RedMart	S$12 off min. spend S$160 on groceries every Thursday	31 Mar 2023 Details here
Chatterbox	10% off total bill	31 Dec 2023 Details here
Quan Shui Wet Market	Up to S$10 off – S$5 off min. S$60 spend Promo code: QSCITI5OFF – S$10 off min. S$100 spend Promo code: QSCITI10OFF Free Pork Balls or Dim Sum – Free Signature Pork Balls with any purchase Promo code: QSCITIFREEPB – Free Handmade Dim Sum Variety Pack with min. S$149 spend Promo code: QSCITIFREEDS	31 Mar 2023 Details here

For those who enjoy pampering themselves, whether on travel or beauty and wellness, you too can save as you spend! Consider the Citi PremierMiles Card, which allows you to earn up to 2/1.2 miles per S$1 on overseas/local spend.

Brand	Promotion details	Expiry
Rentalcars.com	10% off car rental bookings done with Citi Visa Cards	1 Apr 2023 Details here
Klook	S$10 off min. S$60 spend Limited redemptions available	30 Jun 2023 Details here
Trip.com	Hotels S$50 off min. S$400 spend Flights (excluding airport taxes, service charges) – S$50 off min. S$400 spend – S$100 off min. S$800 spend Limited redemptions available	30 Jun 2023 Details here
EVA Air	5% off regular airfares	31 Dec 2023 Details here
Emirates	For Mastercard members only – 10% off Flex Fares for Business and Economy Class cabins only – 5% off Saver Fares for Business and Economy Class cabins only Promo code: SGMAST1	31 Aug 2023 Details here
Booking.com	10% cashback on accommodation bookings with Citi Visa Card	31 Dec 2024 Details here
Capella Singapore	Regular Citi cardholders 10% off best available rate with complimentary breakfast for 2 pax Citi Ultima and Citi Prestige Cardholders – Welcome amenity: A bottle of wine – Early check-in and late check-out (subject to availability)	31 Dec 2023 Details here
Pan Pacific Hotels Group	Up to 15% off on best available rate Extra 10% off for Pan Pacific DISCOVERY members	31 Dec 2023 Details here
Grand Copthorne Waterfront Hotel	Exclusive wedding privileges: – S$100 off per table for dinner bookings only – Free flow beer & wine – 3D2N stay at Bridal Suite – One night’s anniversary stay	31 Dec 2023 Details here
Orchard Hotel Singapore	Exclusive wedding privileges: – 5% off – 3D2N stay at Bridal Suite	31 Dec 2023 Details here
Hotel Indigo, Singapore Katong	15% off bar with breakfast for 2 pax Complimentary breakfast for children under 5 years old	31 Dec 2023 Details here
JTB	Receive a 20″ New Yorker luggage with min. S$2,500 spend Receive a 24″ New Yorker luggage with min. S$3,500 spend Receive a 28″ New Yorker luggage with min. S$4,800 spend Note: Only valid for Citi Cash Back+ MasterCard	31 Mar 2023 Details here
New Shan Travel CTC Travel Nam Ho Travel	Receive a 20″ New Yorker luggage with min. S$2,500 spend Receive a 24″ New Yorker luggage with min. S$3,500 spend Receive a 28″ New Yorker luggage with min. S$4,800 spend Note: Valid for any Citi card	31 Mar 2023 New Shan Travel details CTC Travel details Nam Ho Travel details
Strip	10% off single services	31 Dec 2023 Details here
Browhaus	10% off single services	31 Dec 2023 Details here
Spa Esprit	10% off massages or facial services	31 Dec 2023 Details here

From utility payments to floral services, here are some promotions you’ll enjoy as a Citibank credit cardholder.

Brand	Promotion details	Expiry
Senoko Energy	Up to S$120 bill rebates with any Senoko Energy electricity plan sign-up	30 Jun 2023 Details here
Geneco	12-month plan: S$10 bill rebate 24-month plan: S$30 bill rebate Get additional S$20 bill rebate when signing up through a Geneco referral code	30 Jun 2023 Details here
Keppel Electric	12-month plan: S$10 bill rebate Promo code: CITI10 24-month plan: S$30 bill rebate Promo code: CITI30	30 Jun 2023 Details here
Sembcorp Power	12-month plan: S$10 bill rebate Promo code: 30CITI Get additional S$20 bill rebate when signing up through a Sembcorp Power Customer referral code	31 Mar 2023 Details here

Last but not least, if you’re looking to enjoy promotional fixed deposit rates of 3.48% p.a. (6 months) and 3.68% p.a. (3 months), with a minimum deposit amount of S$10,000 in fresh funds (capped at S$3 million). Check out Citigold here.

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(Credits: singsaver, mainly miles)